Search Results for: blog employer sponsored health insurance is a problem

Government Resources for Finding Health Insurance

Are you looking into potential options for health insurance coverage? Maybe you have a health plan, but are interested in finding a better one. One way to start your search is with a few government websites. They have reliable information about many kinds of health insurance. HealthCare.gov has an Insurance Finder tool. tool. It will help you find public, private, and community programs that meet your needs. You can get started in two quick steps. First, use the drop down box to select the state that you live in. Second, select the category that best describes you. Choose from: Family/Children, … Continue reading →

Does Your Health Plan Include Pet Insurance?

The majority of Americans who have health insurance are able to afford it because it come to them through their employer. Some employers are starting to include coverage for pet insurance. This can make it much easier for pet owners to take good care of their dogs and cats. It is absolutely vital that people have affordable health insurance coverage. Those that don’t have it either hold off getting the health care they need until a minor issue becomes a serious one, or they end up in debt from medical bills. Your employer sponsored health insurance can cover you, your … Continue reading →

Can the Healthy Families Program Help You?

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There are many people who are unable to afford to purchase health insurance coverage. Sadly, this often means that their children are also without coverage. Some state programs are designed to help with this problem. In California, there is a program called Healthy Families that might help you. Healthy Families is a low cost insurance coverage program for children and teens. It provides health, dental, and vision coverage for children who do not have insurance coverage and who do not qualify for free Medi-Cal. This is a public, or government run, form of health insurance. There are several eligibility requirements … Continue reading →

Seasonal Firefighters Lack Health Insurance

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The firefighters who are battling the fires in Colorado right now don’t have health insurance coverage. They are considered to be seasonal workers, which means that they don’t qualify for federal employer sponsored health insurance. Lack of health insurance coverage can bankrupt families. Firefighters are modern day superheroes. They rush in to smoke filled areas and homes, and battle large fires. They do this to protect the lives of people who often are complete strangers to them. They risk their own lives in order to protect the homes and natural resources that are threatened by a forest fire. Seasonal firefighters … Continue reading →

Universal Healthcare May be Up to Individual States

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Over the years, there has been some push to create a universal healthcare system in the United States. So far, every attempt to get that started has been knocked down by conservative lawmakers. A new piece of legislation could open the door for individual states to create a universal healthcare system. Right now, the closest thing that the United States has to a universal healthcare system is Medicare. Of course, it isn’t truly universal. Most people who are eligible for Medicare are age 65 or older. Some younger people, who have certain types of disabilities, also can qualify for Medicare. … Continue reading →

Employers are Ahead of the Health Insurance Laws

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Right now, the federal government doesn’t recognize same-sex marriages. However, a few states, and plenty of businesses, do recognize it when it comes to employer sponsored health insurance benefits. This is one situation where employers are ahead of the health insurance laws. The Defense of Marriage Act, or DOMA, was passed in 1996 and was signed into law by President Bill Clinton. It legally defines marriage as a union between one man and one woman. DOMA has been challenged many times. Right now, there are a few states that do recognize same-sex marriage. The Obama administration says that it will … Continue reading →

Insurance Blog Week in Review – May 6 -12, 2012

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Once a week, the Insurance Blog Week in Review gives you a brief description about everything that hit the blog in the past seven days. There could be anywhere between twelve and fourteen different blogs appearing in that amount of time. What did you miss? Here is your chance to “ketchup”. Oregon has Insurance for Growers of Medical Marijuana It is similar to a crop insurance policy. This specialty type of insurance is to provide some protection for people who are growing marijuana that is going to be used for medical purposes. It provides some finances to help if the … Continue reading →

My Quest to Find Affordable Health Insurance is Finished

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I recently got approved for a health insurance policy that I can afford. It has been a long, tiring, frustrating, quest to find coverage after I lost my job that came with employer sponsored health insurance. Here is a quick summary of my journey from uninsured to insured. This all started in 2009. I was working as a paraeducator in a special needs classroom. After working for the school for the required amount of time, I became eligible for their employer sponsored health insurance. I think it was Anthem Blue Cross. It covered both me and my husband. My husband … Continue reading →

Health Insurance is on Everyone’s Mind

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In the past few weeks, I have found myself being very focused on health insurance. It isn’t just because I write about it every day. It also has to do with the fact that I am in the process of (hopefully) being approved for a health insurance policy. My experience today showed me that health insurance is on everyone’s mind, not just mine. Recently, I applied for what I believe could be an affordable health insurance policy. The insurer has sent me an email that acknowledges that they received my application. I have yet to hear whether or not I … Continue reading →

Arizona Senate to Vote on Controversial Health Insurance Bill

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The Arizona Senate will soon vote on a health insurance bill that has already been sparking outrage across the internet. If passed into law, it would require women to prove to their employers that the birth control they are using is for medical problems, (and not to prevent pregnancy). The bill has already been passed by the Arizona House of Representatives. In Arizona, there is a bill called House Bill 2625. A few weeks ago, this bill was passed by the Arizona House of Representatives. It will soon be voted on by the Arizona Senate. This bill proposes a change … Continue reading →